Who we are

Finmerge is a registered credit provider and we are registered with the national credit regulator of South Africa.

We provide small and medium enterprises with a means to an integrated working capital and debtor management solution. We pursue to develop strategic and meaningful partnerships with our clients while providing them with tailored solutions to meet their needs.

Flexible and cost-effective liquidity through integrated working captital and debtor management solutions.

We care about your business

Signing a formal agreement with us will administer you with a revolving credit facility for a 12-month period, resulting in a shorter turnaround time on approvals of disbursed funds


With our credit facility you can spread your risk.

You no longer have to rely on the payments of a few core customers to keep your business going.

You can manage debtors and discount negotiations.

Depending on your contract with us, we will provide you with the dedicated resources to handle debtor’s collection and settlement discounts from suppliers.

Finmerge will negotiate shorter payment terms.

We will negotiate shorter payment terms for invoices submitted by partners.

Apply for our credit facility today.

Do you need to finance a purchase order or operational expenses?

is your business older than 18 months? Then apply now!